Author: Shalini Bhardwaj

भारत में तलाक एक संवेदनशील और जटिल मुद्दा है, खासकर जब बात मुस्लिम महिलाओं के अधिकारों की आती है। सालों से गुजारा भत्ता को लेकर कई सवाल उठते रहे हैं – क्या तलाक के बाद मुस्लिम महिलाएँ अपने पूर्व पति से गुजारा भत्ता माँग सकती हैं? क्या कानून उन्हें ये हक देता है? और अगर हाँ, तो प्रक्रिया क्या है? 2025 में, भारत का कानूनी ढाँचा इस मामले में और साफ हो चुका है। सुप्रीम कोर्ट के हालिया फैसलों ने मुस्लिम महिलाओं के लिए गुजारा भत्ते के अधिकार को और मज़बूत किया है। इस लेख में हम आपको आसान हिंदी…

Gold has always held a significant place in Indian culture, symbolizing wealth, prosperity, and tradition. Many Indians consider purchasing gold from international markets like Dubai, renowned for its competitive pricing and quality. This article delves into whether buying gold in Dubai is more economical than in India and outlines the regulations for importing gold into India without incurring taxes. Price Comparison: Dubai vs. India Dubai’s reputation as a gold trading hub is well-earned, often offering gold at prices lower than those in India. Several factors contribute to this price difference: ​ Import Regulations: Bringing Gold into India When considering purchasing…

Gratuity is a financial benefit employers provide to employees as a token of appreciation for their continuous service. Governed by the Payment of Gratuity Act, 1972, this benefit is crucial for employees planning their financial future. This article delves into the nuances of gratuity in India, including eligibility criteria, calculation methods, tax implications, and other essential aspects. What is Gratuity? Gratuity is a lump-sum payment made by an employer to an employee in recognition of the employee’s service tenure. It is a form of financial security and is typically disbursed upon retirement, resignation, or other specified circumstances. Applicability of the…

The Indian government introduced a new income tax regime in Budget 2020 as an alternative to the existing tax structure. Taxpayers now have the option to choose between the old tax regime and the new tax regime based on their financial situation and tax-saving goals. While the old regime allowed deductions and exemptions, the new regime offers lower tax rates but removes most deductions. Choosing the right tax regime depends on individual income levels, expenses, and investment strategies. Key Differences Between the Old and New Tax Regimes AspectOld Tax RegimeNew Tax RegimeTax RatesHigher tax rates but with deductionsLower tax rates…

For years, buying a house has been seen as a sign of success. Many people believe owning property means security and stability. But is buying a home always the best option? In today’s fast-moving world, renting is becoming more popular, not just because some people can’t afford a house, but because it offers many benefits. Let’s explore why renting a house might be a smarter decision than buying one. 1. Save Money and Stay Financially Free Buying a house requires a huge amount of money. You need a big down payment, pay EMIs, property taxes, and also spend on maintenance.…

Every parent wants to provide the best education for their children. But with rising school and college fees, it becomes a big financial burden. However, did you know that you can save tax on tuition fees? The Indian Income Tax Act provides tax benefits for parents who pay for their children’s education. If you are paying tuition fees for your child’s school, college, or university, you can claim a deduction under Section 80C of the Income Tax Act. This can help reduce your taxable income and lower the tax you need to pay. Let’s understand in detail how you can…

Investing in mutual funds is one of the best ways to grow wealth over time. But when the stock market is declining or showing high volatility, many investors get confused about whether they should use Systematic Investment Plan (SIP) or Systematic Transfer Plan (STP). Both SIP and STP are strategies that help investors enter the market in a disciplined way. However, they work differently and are suitable for different types of investors and financial situations. In this article, we will explain what SIP and STP are, their benefits, and which one is better for investing in mutual funds during a…

Mutual funds are one of the most popular investment options in India. They allow common investors to grow their money without actively managing their investments. Among the different types of mutual funds, index funds and thematic passive schemes are gaining popularity. Both are passive investment options but work in different ways. For a regular investor, choosing the right mutual fund is important for long-term financial growth. Should you invest in a simple index fund, or is a thematic passive scheme better? Let’s understand both in detail. What is an Index Fund? An index fund is a type of mutual fund…

When it comes to long-term investing, mutual funds have proven to be a great wealth-building tool. But can an investment truly grow 35 to 114 times over the years? The answer is yes, and Tata Mutual Fund has shown this with its top-performing schemes. If you had invested ₹1 lakh in these funds decades ago, your money could now be worth anywhere between ₹35 lakh to over ₹1 crore. Even with a monthly SIP of ₹5,000, investors have built crores in wealth over time. Let’s take a look at three of Tata Mutual Fund’s best equity schemes, which have delivered…

Tax planning is an essential part of financial management, and one of the best ways to reduce your tax liability is by investing in options that qualify under Section 80C of the Income Tax Act. This section allows taxpayers to claim deductions up to ₹1.5 lakh annually on eligible investments, reducing taxable income significantly. With multiple investment options available, choosing the right one can be overwhelming. Here’s a detailed look at some of the best tax-saving investments under Section 80C that you can consider. 1. Equity-Linked Savings Scheme (ELSS): Best for High Returns ELSS is one of the most popular…