Author: Shalini BhardwajShalini Bhardwaj is a seasoned content writer with over a decade of experience in the finance sector, specializing in insurance, taxation, and investment strategies. With a strong academic background in finance and a passion for simplifying complex financial concepts, Shalini has crafted engaging articles, guides, and reports for various publications and corporate clients. Her work is dedicated to empowering readers with the knowledge they need to make informed financial decisions.