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The 50:30:20 rule is a simple personal finance formula designed to help individuals manage their income effectively. By splitting post-tax income into three categories—needs, desires, and savings—this rule ensures...
Read MoreBuying a flat is a major financial decision, and signing the builder agreement is a critical step. This document outlines the terms between you and the builder, safeguarding your...
Read MoreFor those looking for a safe investment option with better returns than Fixed Deposits (FDs), Treasury Bills (T-Bills) are an excellent alternative. These government-issued securities are short-term investment tools...
Read MoreGold loans are a lifesaver during financial emergencies. Quick approval and minimal documentation make them a preferred choice for many. However, one crucial factor that determines the loan amount...
Read MoreWhen applying for a personal loan, lenders like banks and NBFCs evaluate several factors, such as your credit score, income, age, and profession. Among these, the debt-to-income (DTI) ratio...
Read MoreA personal loan can help manage unexpected expenses or fulfill financial needs, but it’s crucial to choose the right one. Personal loans are usually expensive, so making the right...
Read MoreStarting an SIP (Systematic Investment Plan) early is one of the smartest ways to build wealth over time. The earlier you begin, the more you can benefit from the...
Read MoreThe Employee Provident Fund (EPF) is a reliable savings option for retirement, offering financial security and a pension fund. However, under certain conditions, you can withdraw funds partially or...
Read MoreFor senior citizens, Fixed Deposits (FDs) are a preferred choice for securing stable income and financial safety after retirement. Banks offer higher interest rates on Senior Citizen FDs compared...
Read MoreThis Children’s Day, why not give your child the gift of financial security? Investing in your child’s name can be a meaningful way to secure their future and lay...
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