Author: Diwanshu Dika

Diwanshu Dika is an accomplished content writer with extensive expertise in the fields of insurance, taxation, and investment. With over eight years in the industry, Diwanshu has a knack for distilling complex financial topics into clear, relatable content that resonates with a diverse audience. He has collaborated with numerous financial institutions and online platforms, providing insightful articles, blog posts, and educational resources. Outside of writing, he enjoys researching emerging financial technologies and trends.

In today’s fast-paced world, managing your salary wisely is not just an option — it’s a necessity. Many people work hard every month but still find themselves broke before the next salary hits their account. The reason is simple — lack of planning and discipline. If you’re someone who earns a decent salary but can’t figure out where the money goes, it’s time to adopt a smart formula that helps you save regularly and steadily build wealth. This article is designed to give you a simple, effective, and practical salary-saving plan that you can start following right away. It doesn’t…

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Gold has always been the favorite investment in India. From weddings to festivals, buying gold is like a tradition. But while everyone is busy with gold, silver is quietly becoming a strong investment. Silver may not be as famous as gold, but it has the power to give higher returns. If you are looking to invest in precious metals, silver can be a great choice for 2025. Let’s compare gold and silver to see which metal is better for your money. Gold: The King of Metals Gold has been a symbol of wealth for centuries. It is trusted by people…

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Real estate has always been a profitable investment in India. Whether you buy a property to rent it out, wait for prices to rise, or explore new business models, there are many ways to earn money from real estate. The key is to invest wisely, choose the right locations, and have a long-term plan. If you’re looking to make money from real estate, here are some of the best ways to generate income and build wealth from property investments in India. 1. Buy Property and Rent It for Regular Income One of the most reliable ways to earn money from…

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Starting a business does not always require a large investment. With the right planning and execution, women can start their entrepreneurial journey with just ₹10,000 and build a successful business. In today’s digital era, many businesses can be launched from home with minimal capital. If you are passionate and determined, here are five business ideas that require low investment but have great earning potential. 1. Homemade Food Business – Sell Snacks & Tiffin Services If you love cooking, starting a homemade food business is an excellent opportunity. With an investment of ₹10,000, you can buy raw materials, packaging, and basic…

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Spices are an essential part of Indian cuisine, making the masala business a highly profitable opportunity. If you want to start a business with low investment and high returns, a home-based spice business is a great choice. This business requires minimal space, and you can begin with just basic ingredients and equipment. Let’s explore the step-by-step process to start a masala business and the strategies to make it successful. Why Start a Masala Business? How to Start a Home-Based Masala Business? 1. Research and Planning Before starting any business, research is crucial. Understand different types of spices, their market demand,…

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The real estate market in India is massive, with property transactions worth lakhs of crores taking place every year. However, buying a property involves various legal procedures, and one of the most important steps is property registration. This process ensures legal ownership transfer from the seller to the buyer. With digitization, checking property registry details has become much simpler. If you own a house in Delhi and want to verify its registration, you can do so online in just a few clicks. Here’s how you can check the property registry without any hassle. Why Checking Property Registration is Important? Before…

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A credit score, also known as a CIBIL score in India, is a number that reflects your creditworthiness. It is crucial when applying for loans or credit cards, as lenders use it to determine your repayment ability. A high credit score can get you loans quickly and at lower interest rates. On the other hand, a poor score can make borrowing difficult. If you want to enhance your credit score, you don’t need to wait months. With proper measures, you can improve it in less than 30 days. Timely Bill Payments Are Key One of the most effective ways to…

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Noida has grown into one of the most desirable cities in India, known for its modern infrastructure, excellent connectivity, and high-quality lifestyle. With the development of metro lines, Noida International Airport, and upscale residential projects, the city has become a hub for luxury living in the National Capital Region (NCR). From serene surroundings to vibrant commercial hubs, Noida offers the perfect blend of convenience and comfort. Here’s a closer look at ten posh areas in Noida that redefine premium living. 1. Sector 44: A Haven of Luxury Near Noida Golf Course Sector 44 is one of the most sought-after localities…

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Picture this: a stranger has been living secretly in your house for days, weeks, or even months, without your knowledge. It may sound like the plot of a suspenseful thriller, but this disturbing phenomenon is a growing reality in many parts of the world. Experts refer to it as ‘Phrogging,’ a term derived from the movement of frogs, which jump from one place to another for survival. Though no confirmed cases have been reported in India so far, Phrogging has made headlines in countries like the United States, where homeowners have discovered strangers living secretly in their homes. From hiding…

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If you are seeking a business idea with high demand, low start-up costs, and the potential for substantial earnings, starting a private security agency could be the right move. As safety concerns rise, the need for reliable security services is booming across all sectors—from corporate offices to residential complexes. With minimal investment, you can tap into this growing market and build a thriving business. Why Start a Security Agency? The security services industry is one of the few sectors that remains resilient even during economic downturns. Whether it’s a multinational company, a retail store, or a housing society, everyone needs…

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