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Essential Tips Before Taking a Personal Loan for Your New Business

By: Nisha Chawla

For those dreaming of starting their own business, lack of funds can often be a major hurdle. Personal loans offer a viable option to bridge the financial gap, especially...

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Are Retirement Calculators Misleading? Understanding Their Flaws

By: Naresh Saini

Retirement calculators are promoted as a simple tool to estimate how much you need to save for your golden years. They claim to give accurate figures by factoring in...

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Gratuity Explained: How to Calculate and Maximize Your Benefits After 12 Years of Service

By: Naresh Saini

Gratuity is a financial benefit given to employees as a token of appreciation for their long-term service. Governed by the Payment of Gratuity Act, 1972, it ensures that employees...

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LIC Bima Sakhi Scheme: Empowering Women with Self-Reliance and Financial Growth

By: Naresh Saini

The LIC Bima Sakhi Scheme is a groundbreaking initiative designed to uplift educated women by providing them with financial independence and self-reliance. This scheme, launched by Prime Minister Narendra...

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Struggling to Save Despite a Good Income? Try These 5 Effective Strategies

By: Naresh Saini

Saving money is essential for securing your financial future, but many individuals, despite having a decent income, struggle to save effectively. Often, the issue isn’t a lack of income...

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Top 10 Luxurious Localities in Noida: A Guide for Premium Living

By: Diwanshu Dika

Noida has grown into one of the most desirable cities in India, known for its modern infrastructure, excellent connectivity, and high-quality lifestyle. With the development of metro lines, Noida...

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10 Investment Tips to Avoid Excessive Risk and Protect Your Wealth

By: Naresh Saini

Investing is one of the best ways to grow wealth, but the path is not without risks. Many investors fall into traps such as greed, lack of planning, or...

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Mutual Funds vs PMS: Decoding the Best Investment Option for You

By: Naresh Saini

Investing is a key step in wealth creation, but choosing the right vehicle can be challenging. Mutual Funds (MFs) and Portfolio Management Services (PMS) are two popular options, each...

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How to Download Digital PAN Card via Email: Step-by-Step Guide

By: Naresh Saini

The Central Government has introduced the PAN 2.0 project to enhance digital experiences for taxpayers. With a budget of ₹1,435 crore, the project aims to simplify PAN/TAN services and...

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NPS vs UPS: Comparing Benefits of New Pension Options for Government Employees

By: Naresh Saini

The central government is introducing the Unified Pension Scheme (UPS), an alternative to the existing National Pension System (NPS). Scheduled for implementation from April 1, 2025, the UPS aims...

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