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Credit Card Offers: What Banks Provide to Attract New Customers

By: Nisha Chawla

Credit cards have become a popular financial tool in India, and banks are constantly coming up with creative ways to attract new customers. From cashback rewards to exclusive perks,...

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Earn FD Interest with Savings Flexibility Through Sweep-In FD

By: Nisha Chawla

For those who want the high interest rates of fixed deposits (FDs) but also need the flexibility of accessing funds like in a savings account, a Sweep-In FD can...

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Gold Loan: Why Gold Purity Matters and Tips to Get the Best Loan

By: Nisha Chawla

Gold loans are a lifesaver during financial emergencies. Quick approval and minimal documentation make them a preferred choice for many. However, one crucial factor that determines the loan amount...

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How Your Debt-to-Income Ratio Impacts Personal Loan Approval

By: Nisha Chawla

When applying for a personal loan, lenders like banks and NBFCs evaluate several factors, such as your credit score, income, age, and profession. Among these, the debt-to-income (DTI) ratio...

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Tips to Choose the Right Personal Loan

By: Nisha Chawla

A personal loan can help manage unexpected expenses or fulfill financial needs, but it’s crucial to choose the right one. Personal loans are usually expensive, so making the right...

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Senior Citizen FD Rates: Which Banks Offer the Best Returns?

By: Nisha Chawla

For senior citizens, Fixed Deposits (FDs) are a preferred choice for securing stable income and financial safety after retirement. Banks offer higher interest rates on Senior Citizen FDs compared...

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Essential Tips for Managing Multiple Credit Cards Wisely

By: Nisha Chawla

Using a credit card can be very convenient, especially during cash shortages. Beyond just flexibility, credit cards offer valuable perks like cashback, rewards, and exclusive discounts. However, managing multiple...

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Simple Tips for Smart Credit Card Use: Save Money and Avoid Hassle

By: Nisha Chawla

A credit card can be a great tool if you know how to use it wisely. With proper management, credit cards offer benefits like interest-free purchases, exciting rewards, and...

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Early Retirement Strategy: How to Plan for Life Beyond 60

By: Nisha Chawla

More and more people, especially the younger generation, are aiming to retire early. The traditional retirement age in India is 60 years for government employees and 58 years in...

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Improve Your Credit Score and Unlock Loan Approvals with These Simple Tips

By: Nisha Chawla

A good credit score is essential when you’re applying for a loan. Lenders use your credit score to assess your repayment capacity. If your score is low, you may...

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