Author: Shalini Bhardwaj

Mutual funds are a popular investment option, especially for retail investors seeking to grow their wealth. However, the success of investing in mutual funds depends on selecting the right scheme. While online research helps, understanding the details mentioned in mutual fund documents is crucial. Here’s a simplified guide to help you evaluate these documents and make an informed choice. 1. Understand the Fund’s Objective The first thing to look for in the mutual fund’s documents, especially the Scheme Information Document (SID), is the fund’s investment objective. This will clarify whether the fund aims for long-term growth, regular income, or a…

With global diversification gaining popularity, many Indian investors are looking to invest in American stock markets. Investing in U.S.-based assets provides access to some of the world’s biggest brands, high-growth sectors, and market stability. For those interested in broadening their investment portfolio, several mutual funds offer exposure to American stocks while allowing investments through systematic investment plans (SIPs) and lump-sum payments. Here’s a look at five mutual funds that Indian investors can consider to tap into the American market potential. 1. Motilal Oswal Nasdaq 100 Fund of Funds Direct Plan Overview: The Motilal Oswal Nasdaq 100 Fund of Funds Direct…

With more young Indians entering the stock market than ever, it’s crucial to start with the right approach. Many new investors see the market as a way to make quick money, but without the right knowledge and patience, small mistakes can lead to big losses. If you’re a young investor or planning to enter the stock market, keep these five essential tips in mind to protect your investments and grow your wealth safely. 1. Avoid Treating the Stock Market as a Quick Money Scheme It’s common for young investors to enter the stock market with the hope of making quick…

As global markets shift and grow, Indian investors are increasingly looking towards US-focused mutual funds for portfolio diversification and growth. With a stable economic outlook and growing technology sector, the US market remains a strong option for investors. Recent trends show that many Indian mutual funds with US exposure are delivering impressive returns, and experts are advising investors to consider these options, especially given the market stability post-elections in the US. Why Invest in US-Focused Mutual Funds? The US stock market, driven by a robust technology sector and an established economy, offers unique growth potential. Investing in funds focusing on…

ICICI Prudential Equity & Debt Fund, an aggressive hybrid fund that balances equity and debt investments, has become one of the standout performers in the Indian mutual fund market. Completing 25 years, this fund has rewarded disciplined investors with substantial returns over the long term. A monthly SIP of just ₹5000, combined with an initial lump sum of ₹50,000, would have grown to approximately ₹2 crore, a compelling case for hybrid funds in a well-planned portfolio. Let’s explore the features, returns, and investor suitability for ICICI Prudential’s hybrid fund. What is an Aggressive Hybrid Fund? Aggressive hybrid funds invest around…

The highly anticipated Swiggy IPO is set to launch on 6 November, aiming to raise ₹11,327.43 crore. This marks an exciting moment for Swiggy as it prepares to hit the public market. However, it also raises an important question: Should investors consider investing in Swiggy’s IPO, or is it wiser to buy shares in its established competitor, Zomato? Experts have shared insights to help potential investors make a more informed decision. With a price band of ₹371 to ₹390 per share, Swiggy is valued at $11.3 billion. For comparison, when Zomato launched its IPO, it had a market cap of…

While home loans come with clear tax benefits, did you know that certain car loans can also offer tax advantages? For professionals like doctors, lawyers, or engineers and business owners who use their vehicles strictly for work, the Income Tax Act allows for deductions on car loan interest and certain expenses. Here’s a guide on how you can maximize your tax benefits on car loans if you use them for business purposes. Why Car Loans Are Treated Differently Unlike a home loan, where you’re building an asset that’s often considered essential, cars are usually viewed as luxury items under the…

Investing in the stock market can be a rewarding journey, but it also comes with a certain amount of risk. The key to building wealth sustainably is risk management—a process that helps investors identify, assess, and manage potential risks in order to minimize losses and maximize gains. Here, we break down the essential strategies every investor should use to manage risk effectively. Why Risk Management is Crucial for Stock Investors Stock market investments are affected by various factors, from economic trends and political events to market fluctuations and company performance. Proper risk management helps investors safeguard their portfolio against these…

SBI Mutual Fund’s Nifty Next 50 Index Fund is making headlines with remarkable returns, especially for an index fund launched only in 2021. In its short lifespan, this fund has delivered a 70.29% CAGR return over the past year, raising investor interest and attention. But what does this performance mean for potential investors? Here’s an overview of the fund’s investment strategy, past performance, top holdings, risk level, and some factors to consider before deciding to invest. How the SBI Nifty Next 50 Index Fund Works SBI Nifty Next 50 Index Fund is equity-based, meaning it passively invests in the Nifty…

A Systematic Investment Plan (SIP) is a straightforward, effective way to grow wealth through mutual funds. It’s ideal for those who wish to build a strong financial foundation over time, without the stress of market timing. By following a few practical strategies, investors can amplify their returns and reach their financial goals faster. Here are five simple yet powerful tips to help you get the most from your SIP investments. 1. Start Early to Maximize Compounding One of the best ways to benefit from SIPs is to start investing as early as possible. When you invest regularly over a longer…