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6 Types of SIPs Every Investor Should Know for Better Returns

By: Naresh Saini

Systematic Investment Plans (SIPs) have become a popular way to invest in mutual funds. Many investors are familiar with the regular monthly SIP, where a fixed amount is invested...

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PAN Card: Why It Is Essential and How It Impacts Your Daily Life

By: Naresh Saini

The Permanent Account Number (PAN) card is not just another piece of identification; it’s a critical document that facilitates numerous financial and official processes in India. Issued by the...

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LIC Bima Sakhi Scheme: How to Apply, Benefits, and Eligibility Explained

By: Naresh Saini

The LIC Bima Sakhi Scheme is a unique initiative introduced by the Life Insurance Corporation of India (LIC) to empower women by offering them a chance to earn through...

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Protect Your Credit Card Online: Smart Ways to Stay Safe from Fraud

By: Naresh Saini

In today’s fast-paced world, digital transactions have become a necessity. Whether you’re shopping online, booking a hotel, or paying bills, credit cards offer unmatched convenience. However, this ease also...

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5 Money Lessons Every Child Must Learn for a Secure Future

By: Naresh Saini

Financial literacy is as vital as academic education for children. While parents focus on schooling, they often overlook the importance of teaching kids about money management. Understanding basic financial...

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Are Retirement Calculators Misleading? Understanding Their Flaws

By: Naresh Saini

Retirement calculators are promoted as a simple tool to estimate how much you need to save for your golden years. They claim to give accurate figures by factoring in...

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Gratuity Explained: How to Calculate and Maximize Your Benefits After 12 Years of Service

By: Naresh Saini

Gratuity is a financial benefit given to employees as a token of appreciation for their long-term service. Governed by the Payment of Gratuity Act, 1972, it ensures that employees...

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LIC Bima Sakhi Scheme: Empowering Women with Self-Reliance and Financial Growth

By: Naresh Saini

The LIC Bima Sakhi Scheme is a groundbreaking initiative designed to uplift educated women by providing them with financial independence and self-reliance. This scheme, launched by Prime Minister Narendra...

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Struggling to Save Despite a Good Income? Try These 5 Effective Strategies

By: Naresh Saini

Saving money is essential for securing your financial future, but many individuals, despite having a decent income, struggle to save effectively. Often, the issue isn’t a lack of income...

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10 Investment Tips to Avoid Excessive Risk and Protect Your Wealth

By: Naresh Saini

Investing is one of the best ways to grow wealth, but the path is not without risks. Many investors fall into traps such as greed, lack of planning, or...

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